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Are You Required To Have Fire Insurance In California

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Are You Required To Have Fire Insurance In California . Some homeowners may find that a home insurance company may not offer you insurance coverage or decline to renew your policy due to an exceptionally high risk of fire. Failing to carry insurance on your home provides a variety of risks and expenses. from venturebeat.com You can cancel this once you own your home outright. I own the cabin but not the land…the cabin is a 600 square foot cedar log kit home with metal roof….the area is considered a high fire or brush area. If you do, though, then you don't have coverage in case of a wildfire and will have to pay out of pocket to repair any wildfire damage.